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moral na balakid

Isa sa dalawang uri ng pagbagsak ng merkado ay madalas nauugnay sa probisyon ng pagseseguro. Ang isa pa ay ang salungat na pagpili. Ang moral na balakid ay nangangahulugan na ang mga tao na may kaseguruhan ay maaaring tumanggap ng mas malaking panganib sa halip na gumawa sila ng wala ito dahil alam nila na protektado sila, kaya ang nagbibigay ng kaseguruhan ay maaaring tumanggap ng marami kahilingan kaysa sa ibaratilyo ito. (Tingnan din ang mga deposito sa pagseseguro, nagpapahiram ng huling kailangan, IMF at bangkong Pandaigdig .

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  • ส่วนหนึ่งของคำพูด: noun
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