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plan i përfitimit te përcaktuar

This type of retirement plan is generally considered a “traditional” pension plan. It provides specific benefits (usually a specific dollar amount per month) to a participant at the individual’s projected retirement date. The benefits are usually based upon a formula that considers the participant’s projected years of service and final wage compensation. Defined benefit plans are more often found in governments and large companies than small companies. Examples are PERS Tiers I-III and TRS.

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